Affirm FAQ
Shop now and pay over time with Affirm. Here's everything you need to know about our flexible payment options.
Affirm is a flexible payment option that lets you split your purchase into easy monthly payments. Available on orders of $75 or more, Affirm makes luxury fashion more accessible without hidden fees or surprises.
Simply select Affirm as your payment method at checkout. You'll complete a quick application and receive an instant decision. If approved, you can choose a payment plan that works for you, with no hidden fees.
Affirm offers rates from 0% to 36% APR based on your creditworthiness and the terms of your loan. Some promotional offers may include 0% APR financing for qualifying purchases.
Yes, Affirm is available on orders of $75 or more. Orders below this threshold will need to be paid using an alternative payment method.
Checking your eligibility for Affirm uses a soft inquiry, which does not impact your credit score. However, if you are approved and choose to proceed with your purchase, a hard inquiry may be recorded on your credit report.
Yes, absolutely. There are no prepayment penalties with Affirm. You can pay off your balance at any time without incurring additional charges.
If you return an item purchased with Affirm, the refund will be applied to your Affirm loan balance. You will continue to make payments on any remaining balance until the loan is paid in full.